Respo Financial Capital Private Limited offers unsecured personal loans through authorised digital lending partners. These loans can be used for any legitimate personal financial requirement.
You can apply for a personal loan of up to ₹2,00,000, subject to eligibility and credit assessment.
Respo offers flexible repayment options with a maximum loan tenure of up to 18 months.
Basic eligibility may include:
- Indian citizen
- Minimum age as per product policy
- Valid KYC documents
- Regular and verifiable income
- Acceptable bureau score and repayment history
Final approval is based on our internal credit evaluation.
Typical requirements include:
- PAN Card
- Aadhaar or other valid ID proof
- Latest salary slips/bank statements (optional)
You can apply through any of our authorised digital partners. The platform will guide you through KYC, income verification, and consent steps before loan approval.
Before you accept the loan, you will receive a Key Fact Statement (KFS) and Loan Agreement containing:
- Loan amount
- Interest rate
- Processing fees (if applicable)
- EMI amount
- Tenure
- Total repayment schedule
This ensures complete transparency before disbursement.
Once your application is approved and you have accepted the loan agreement, funds are usually disbursed directly to your bank account within a short time.
EMIs can be paid through:
- NACH / Auto-debit
- UPI / Net Banking (where supported)
- Other digital modes shared by our partners
You will receive timely reminders before each EMI due date.
Pre-closure options and any applicable charges (if any) will be mentioned in your Loan Agreement and KFS. Please review these documents for details or contact customer support.
Loan details are available through the partner app/portal used for application. You can also contact our support team for assistance.
If you miss an EMI, additional charges and interest may apply as per your loan terms. If your payment is going to be late, inform our support team immediately to avoid further penalties and impact on your credit score.
You can reach us at:
Email: support@respo.co.in
Phone: 022–28256467
If you are not satisfied with the resolution or your issue remains unresolved, you can contact our customer support.
Loan amounts vary based on eligibility and credit profile. The approved amount is decided after reviewing your application details. Typically, you can get a loan from ₹3,000 to 2 lacs.
Personal loans are repaid through monthly EMIs over a fixed tenure. You may choose a tenure from 6, 9, 12 and 18 months, as per your convenience.
What type of loan does Respo offer?
Respo Financial Capital Private Limited offers unsecured personal loans through authorised digital lending partners. These loans can be used for any legitimate personal financial requirement.
What is the maximum loan amount I can apply for?
You can apply for a personal loan of up to ₹2,00,000, subject to eligibility and credit assessment.
What is the maximum tenure available?
Respo offers flexible repayment options with a maximum loan tenure of up to 18 months.
Who is eligible to apply for a Respo personal loan?
Basic eligibility may include:
- Indian citizen
- Minimum age as per product policy
- Valid KYC documents
- Regular and verifiable income
- Acceptable bureau score and repayment history
Final approval is based on our internal credit evaluation.
What documents do I need to provide?
Typical requirements include:
- PAN Card
- Aadhaar or other valid ID proof
- Latest salary slips/bank statements (optional)
How do I apply for a personal loan?
You can apply through any of our authorised digital partners. The platform will guide you through KYC, income verification, and consent steps before loan approval.
How will I know my loan amount, interest rate, and charges?
Before you accept the loan, you will receive a Key Fact Statement (KFS) and Loan Agreement containing:
- Loan amount
- Interest rate
- Processing fees (if applicable)
- EMI amount
- Tenure
- Total repayment schedule
This ensures complete transparency before disbursement.
How soon will I receive the loan amount?
Once your application is approved and you have accepted the loan agreement, funds are usually disbursed directly to your bank account within a short time.
How are EMIs paid?
EMIs can be paid through:
- NACH / Auto-debit
- UPI / Net Banking (where supported)
- Other digital modes shared by our partners
You will receive timely reminders before each EMI due date.
Can I pre-close my loan before the end of the tenure?
Pre-closure options and any applicable charges (if any) will be mentioned in your Loan Agreement and KFS. Please review these documents for details or contact customer support.
How do I check my loan status or outstanding balance?
Loan details are available through the partner app/portal used for application. You can also contact our support team for assistance.
What should I do if I miss an EMI?
If you miss an EMI, additional charges and interest may apply as per your loan terms. If your payment is going to be late, inform our support team immediately to avoid further penalties and impact on your credit score.
How can I contact Respo for support or complaints?
You can reach us at:
Email: support@respo.co.in
Phone: 022–28256467
What if my complaint is not resolved?
If you are not satisfied with the resolution or your issue remains unresolved, you can contact our customer support.
What is the minimum and maximum loan amount?
Loan amounts vary based on eligibility and credit profile. The approved amount is decided after reviewing your application details. Typically, you can get a loan from ₹3,000 to 2 lacs.
What repayment options are available?
Personal loans are repaid through monthly EMIs over a fixed tenure. You may choose a tenure from 6, 9, 12 and 18 months, as per your convenience.
